Our Process

Does applying for a mortgage feel overwhelming? We’ll walk you through the steps to make it enjoyable instead of stressful!

We love what we do!

At Your Mortgage Match, we have a flexible schedules. This allows us to spend quality time with our clients, friends, and family. We enjoy visiting local cafes and shops.

Purchasing a new home

We make the process easy to understand. Working with your Realtor© is not an issue.

STEP 1.

We start by collecting these documents from you:

  • A copy of your most recent pay stub
  • Your last 2 years Notice of Assessments
  • *If you do not have or are missing either of these documents, no problem. We can guide you in the steps to receiving them

STEP 2.

We will begin the pre-approval process:

  • This will give you the confidence to know you are shopping within the right budget.
  • We will work with your favourite Realtor or we can recommend one for you, then you get to house shop!
  • As you search for a home we are here to run the numbers for you! This way, you’ll have a good idea of what your monthly mortgage will be.

STEP 3.

Once you have placed an offer, We will work on getting you approved for your mortgage:

  • We will go through all the terms of the mortgage with you so you know the fine print. Then you’re off to the lawyers to finalize your purchase of the home.
  • We will work as a team with your chosen Lawyer or we can recommend one of our favourites.

STEP 4.

The final step: Possession Day!

  • Get your keys and move in!

Our relationship does not end here.

We will be on your team through the years of your mortgage. We will be available for annual mortgage reviews, mortgage advice, and even just a chat to say hello!

Refinancing your home

We have over 30 lenders we work with to find you the best terms for your needs.

STEP 1.

We will start by collecting these documents from you:

  • Copy of your most recent pay stub
  • Last 2 years Notice of Assessments
  • Current Mortgage Statement

STEP 2.

We will chat about the purpose of refinancing:

  • Are you looking to consolidate debt, fund renovations, or take out equity to purchase another property, among many other reasons?

STEP 3.

From here we will find the best lender to match your needs.

  • We will go through all the fine print with you and collect any other documents requested by the lender.

STEP 4.

Last steps:

  • Depending on your needs, you will meet with your Lawyer or one can even come to you! Then comes the good part, your mortgage is funded!
  • We will look forward to hearing about the new purchase, the vacation you took, or how you are better off financially!

What our clients are saying!

  • Thank you for helping us. You were the only person that was able to help. We cannot thank you enough.

    Z & C
  • “With the down turn in economy I was worried about paying bills on reduced hours and income. I was worried that I wouldn’t be able to afford my car payments. Noel helped me refinance my mortgage and consolidated the car loan. I am happy everything worked out great.”

    Pat
  • "THANK YOU THANK YOU THANK YOU. Thank you so much for what you did for me. You have given me so much peace of mind. THANK YOU!”

    Deb

Our service is free for you, Let’s find Your Mortgage Match now!